Subprime Credit Loans near Grand Rapids MI

What Is a Subprime Credit Loan?

If you’re wondering, “What is a subprime credit loan?” then we’ve got you covered. A subprime credit loan is a specific kind of credit loan. In this case, it’s offered at a rate above prime to any individuals who may not qualify for prime rate loans, as these are given to preferred customers.

A low credit score plays a big part in many large-scale purchases, like cars or houses. As a result, subprime loans can allow those who might not have otherwise been granted a loan to take one out.

What you should know about a subprime loan, first and foremost, is that subprime loans usually have higher interest rates. Those rates may also vary based upon your lender. In this case, we’d take care of your subprime loan, so you can talk to our team about what that rate will look like for you.

Our Financing Center

When it comes down to it, you can contact our finance center to talk to our team. We have a crew of financial experts onsite, all of whom are here to help you through the process of obtaining financing. Come to them with your questions and comments as well as for more information about what taking out a subprime credit loan would look like.

The other options our team members might discuss with you will vary. We can talk to you about financing options for taking home your vehicle, should you choose to set up a loan and drive it off the lot. They’ll go over leasing vs. buying, trade-ins, and whatever plans might best suit your lifestyle. All you have to do is express your interest.

Of course, our team members will also be happy to assist you with the process of setting up a subprime credit loan. We know it can be a process to find a loan that works for you, so talk to us about your expectations and we’ll go above and beyond to help. 

Come to Us for Your Subprime Credit Loans

How’s that for efficient coverage? Now, you know what to expect from our team at LaFontaine Lincoln. You also know that we’re your source for subprime credit loans near Grand Rapids, MI. In fact, that’s what we’re all about—assisting you with finding a plan that you’ll love.

If you think you want to begin the financing process with us today, you know who to reach out to. Come visit our team, check out our website, or contact us today!